Student loan defaults are rising—even among prime borrowers with good credit. Discover why outdated credit models are failing, and how the Defynance Fund uses forward-looking underwriting and Income Share Agreements (ISAs) to deliver risk-adjusted returns while driving impact.
"Inclusion" in finance often fails. Defynance redefines it, tackling student debt with solutions based on income, potential, and dignity, not credit scores. We ensure financial freedom is truly accessible, baking inclusion into our core.
Young people are drowning in student debt. We saw the crisis and built Defynance, a fintech innovation on a mission to free them from this broken system. We believe finance should work for people, not against them.
We explore why managing risk is crucial for long-term success in any investment strategy, including those focused on social good, and outline specific strategies to mitigate risk in social impact investing.