• Diversify your Portfolio

    Invest in the Earning Power of Human Capital


    ​14.1% return*with 0.53% volatility
    *since inception return calculated on a geometric cash on cash basis

    Invest Now

Diversify your Portfolio

Invest in the Earning Power of Human Capital


​14.1% return*with 0.53% volatility
*since inception return calculated on a geometric cash on cash basis

Invest Now

Invest Smart Spark Change

The Defynance Fund uniquely diversifies investor risk by turning the earning power of the American workforce into an investment asset. The Fund capital refinances student loans of educated and qualified individuals who, in turn, share their income providing stable and growing returns to Fund investors.

Investors get higher passive income returns in the range of equities but with minimal volatility just like with fixed income. Best of all, the Fund is uncorrelated to stock and bond markets.
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Invest Smart

Spark Change

The Defynance Fund uniquely diversifies investor risk by turning the earning power of the American workforce into an investment asset. The Fund capital refinances student loans of educated and qualified individuals who, in turn, share their income providing stable and growing returns to Fund investors.

Investors get higher passive income returns in the range of equities but with minimal volatility just like with fixed income. Best of all, the Fund is uncorrelated to stock and bond markets.
Learn More

How It Works

How Defynance Provides Pasive Income with Low Volatility with  Impact Investment
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What Sets Us Apart?

What Sets Us Apart?

 What We OfferHow You Benefit
Passive IncomeQuarterly distributions that can be reinvested
Low VolatilityMinimal volatility less than even fixed income
Uncorrelated to MarketsHedges against market volatility
Interest-Free ReturnsReturns not pegged to interest rates
Impact InvestmentMeasurable impact aligned with UN SDG goals

What We Offer

How You Benefit

Passive Income

Quarterly distributions that can be reinvested

Low Volatility

Minimal volatility less than even fixed income

Uncorrelated to Markets

Hedges against market volatility

Interest-Free Returns

Returns not pegged to interest rates

Impact Investment

Measurable impact aligned with UN SDG goals

Learn More

Join us in building a better future of finance!

Join us in building a better future of finance!

By tackling the almost $2 Trillion student debt crisis and eliminating student loan debt from our customers, The Defynance Fund enables impact investing with measurable metrics that also align with the United Nations' Sustainable Development Goals (SDG) 4 and 8.

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