Monica

Blog by Monica

Closing the Wealth Gap: How Smarter Investments Can Dismantle Racial Barriers and Student Debt
Understand the disproportionate impact of the student debt crisis on Black and Hispanic communities due to systemic inequality. Explore data-backed insights and discover potential solutions for student loan debt relief and racial economic equity.
Monica
01.05.25 08:07 PM - Comment(s)
Defying the Zero-Sum Game of Student Debt - Is A Win-Win Solution Even Possible?
Student loans, while meant to enable economic mobility through education, are creating a significant financial burden for millions of Americans. A large percentage of graduates carry substantial debt, forcing them to delay major life decisions like buying homes and saving for retirement.
Monica
27.03.25 07:51 PM - Comment(s)
Beyond the Pay Gap: The Hidden Burden of Student Debt on Women 
On International Women's Day, it's important to recognize the disproportionate burden of student loan debt carried by women in the U.S., who hold almost 67% of the nation's $1.7 trillion total.
Monica
10.03.25 07:29 PM - Comment(s)
A Crisis That Needs All Hands On Deck: Why We Need Impact Investors in the Education Sector

Have you ever wondered why we use the word 'crisis' when talking about student debt in the USA? Here are three statistics that show why this is a crisis:

  1. The student debt in the USis exceeding $1.773 trillion—surpassing even credit card debt . 

  2. From 2004 to 2023, student loan debt increased ...

Monica
07.02.25 09:19 PM - Comment(s)
How Is Impact Investing Possible In The Trump Era? Navigating the Impact Investment Landscape in 2025 and Beyond
Impact investing has become mainstream in 2025, with investors prioritizing values-aligned investments. Despite uncertainty surrounding the second Trump administration, the year looks promising for impact investing.
Monica
29.01.25 08:02 PM - Comment(s)
What Does Trump's Resounding Victory Mean For Defynance Investors?
A second Trump presidential term is anticipated to bring a firm approach to governance centred on national security, economic independence, and reduced federal oversight in various sectors.
Monica
07.11.24 05:33 PM - Comment(s)
HENRY Hacks: Mastering Employer Benefits for Maximum Growth
Today, we will delve into two key benefits – employer-sponsored retirement plans and stock options – and explore strategies to leverage them for maximum growth.
Monica
24.07.24 03:23 PM - Comment(s)
The HENRY's Lifeline: Building a Robust Emergency Fund

Life, even for the financially successful, can throw unexpected curve balls. A car breakdown, a sudden medical bill, or unemployment can wreak havoc on your budget. This is where your emergency fund steps in, acting as a financial safety net to catch you when you fall.


Why HENRYs Need an Emergen...

Monica
15.07.24 06:00 PM - Comment(s)
Unlock Your Earning Potential: A Multi-Pronged Approach to Financial Freedom

The pursuit of financial freedom is a universal goal, and maximizing your earning potential is a key step in achieving it. This blog will equip you with a multi-pronged approach to boost your income and build a secure financial future.

Boosting Your Traditional Income:

  1. Targeted Job Search:

  • Know Your Wo...

Monica
09.07.24 08:20 PM - Comment(s)
Overcoming the Challenges of Measuring Impact in Social Impact Investing

Social impact investing goes beyond just financial returns. It's about investing in companies, funds, or projects that generate positive social and environmental change alongside financial profit. But how do we measure this positive impact? Accurately measuring the social impact of an investment can...

Monica
02.07.24 07:30 PM - Comment(s)